{
  "id": 15183390,
  "title": "ICICI Bank Q2 Results: Net profit jumps 20% YoY to Rs 14,843 crore, NII rises 18%",
  "url": "https://urgent.news/2026/10/17/icici-bank-q2-results-net-profit-jumps-20-yoy-to-rs-14-843-crore-nii",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-17T10:17:31.000Z",
  "source": {
    "name": "The Economic Times - Top News",
    "slug": "the-economic-times-top-news",
    "url": "https://economictimes.indiatimes.com/markets/stocks/earnings/icici-bank-q2-results-net-profit-jumps-20-to-rs-14843-crore-nii-rises-18-yoy/articleshow/135011810.cms"
  },
  "original_language": "en",
  "account": "ICICI Bank announced impressive financial results for the second quarter of financial year 2027, with net profit surging 20.1% year-on-year to Rs 14,843 crore. Net interest income (NII) also experienced a notable 17.7% YoY increase to Rs 25,339 crore. The bank's net interest margin (NIM) stood at 4.18%, up from 4.36% in Q1FY27 and 4.30% in Q2FY26. Gross non-performing assets (NPAs) declined to 1.20%, while net NPAs reduced to 0.30% from 0.35% in the previous quarter. Total deposits grew by 27.1% YoY to Rs 20.49 lakh crore, and the average deposit balance rose by 21.2% YoY to Rs 18.88 lakh crore. Loan portfolio expanded by 30% YoY to Rs 18.31 lakh crore. The bank's capital adequacy ratio reached 16.68%, well above the minimum regulatory requirements of 11.70%. ICICI Bank also increased its stake in ICICI Life Insurance Limited to 2%.",
  "summary": "ICICI Bank Q2 Results: Private lender ICICI Bank reported a net profit of Rs 14,843 crore in the second quarter of financial year 2027, marking 20.1% year-on-year increase from Rs 12,359 crore posted in the same period last year.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}