{
  "id": 14934543,
  "title": "SG Finserve Q2 PAT Jumps 106% To ₹58.53 Crore, Loan Book Hits ₹5,694 Crore",
  "url": "https://urgent.news/2026/10/16/sg-finserve-q2-pat-jumps-106-to-58-53-crore-loan-book-hits-5-694-crore",
  "topic": "world",
  "section": "World",
  "published": "2026-10-16T09:47:09.000Z",
  "source": {
    "name": "Free Press Journal",
    "slug": "free-press-journal",
    "url": "https://www.freepressjournal.in/business/sg-finserve-q2-pat-jumps-106-to-5853-crore-loan-book-hits-5694-crore"
  },
  "original_language": "en",
  "account": "On September 30, 2026, SG Finserve Limited reported a significant surge in its profits and loan book size for the quarter and half year ended, with PAT jumping 106% to ₹58.53 crore and the loan book reaching ₹5,694 crore. Operating income for Q2 FY27 was ₹160.93 crore, a remarkable 109% increase from the same period last year. H1 FY27 performance saw PAT grow by 112% year-on-year to ₹112.20 crore, while operating income climbed 109% to ₹297.06 crore. Loan book growth was particularly impressive, with a 25% quarter-on-quarter increase and an astounding 98% year-on-year rise, driven largely by new customers. Management highlighted that 80% of this growth came from new clients. The company maintained a strong Return on Assets (RoA) of over 4.50% and a Cost-to-Income Ratio below 15% for H1 FY27. Notably, SG Finserve reported zero non-performing assets (NPAs) for the quarter. The firm expanded its reach by acquiring 14 new anchor corporates and approximately 275 new borrowers, with Supply Chain Finance accounting for two-thirds of the loan book. Recent product launches, including Factoring/TReDS and Loan Against Property (LAP), expanded the loan book's contribution beyond the company's ecosystem to about 75%. Financial executives, including Sanjay Rajput and Vinay Gupta, emphasized disciplined credit underwriting and a focus on customer relationships and product diversification.",
  "summary": "Mumbai: SG Finserve Limited announced its financial results for the quarter and half year ended September 30, 2026, on Wednesday. The company's operating income for Q2 FY27 stood at ₹160.93 crore. Half Year Performance For the first half of fiscal year 2027 (H1 FY27), the company's PAT grew by 112 per cent year-on-year to ₹112.20 crore. Operating income for H1 FY27 was ₹297.06 crore, marking a…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}