{
  "id": 14917227,
  "title": "As SBI home loan rates rise, how you can save more",
  "url": "https://urgent.news/2026/10/16/as-sbi-home-loan-rates-rise-how-you-can-save-more",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-16T08:15:24.000Z",
  "source": {
    "name": "The Economic Times",
    "slug": "the-economic-times",
    "url": "https://economictimes.indiatimes.com/wealth/borrow/sbi-increases-home-loan-rates-how-your-rs-30-lakh-to-rs-1-crore-home-loan-emi-can-be-impacted-see-calculations/articleshow/134987231.cms"
  },
  "original_language": "en",
  "account": "State Bank of India (SBI) has raised interest rates on home loans linked to the External Benchmark Linked Rate (EBLR) and Repo Linked Lending Rate (RLLR) by 25 basis points each on Thursday. This increase means borrowers with EBLR-linked loans will face higher Equated Monthly Instalments (EMI). Since most EBLR-linked loans are tied to the RLLR, borrowers on these loans will also need to pay more on their EMIs. However, this article aims to explain how this 25 basis points hike can affect your EMI and how you can save more interest.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}