{
  "id": 14912600,
  "title": "Ujjivan Small Finance Bank Net Profit Rises 200% To ₹365.05 Crore In Q2 FY27",
  "url": "https://urgent.news/2026/10/16/ujjivan-small-finance-bank-net-profit-rises-200-to-365-05-crore-in-q2",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-16T08:35:01.000Z",
  "source": {
    "name": "Free Press Journal",
    "slug": "free-press-journal",
    "url": "https://www.freepressjournal.in/business/ujjivan-small-finance-bank-net-profit-rises-200-to-36505-crore-in-q2-fy27"
  },
  "original_language": "en",
  "account": "Ujjivan Small Finance Bank reported a significant surge in its net profit for the second quarter of fiscal year 2027, with a standalone profit of ₹365.05 crore, representing a 200% increase from ₹121.72 crore in the same quarter last year. Total income grew by 26.32% to ₹2,448.94 crore, while interest income increased by 28% to ₹2,153.36 crore. Expenses rose to ₹1,855.25 crore, up from ₹1,543.42 crore, and provisions decreased substantially to ₹102.97 crore from ₹234.96 crore. The bank's earnings per share improved to ₹1.87, and the Capital Adequacy Ratio was 20.69%, slightly down from 21.36%. Gross non-performing assets stood at ₹955.10 crore, up from ₹843.11 crore, and the percentage of gross NPAs to gross advances decreased to 2.10%, down from 2.45%.",
  "summary": "Mumbai: Ujjivan Small Finance Bank on Friday announced a standalone net profit of ₹365.05 crore for the quarter ended September 30, 2026, marking a 200% increase from ₹121.72 crore reported in the corresponding quarter of the previous fiscal year . Total Income Growth Total income for the quarter stood at ₹2,448.94 crore, up 26.32% from ₹1,938.66 crore in the quarter ended September 30, 2025.…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}