{
  "id": 14879466,
  "title": "Cyber Rates Are Down, Risks Are Up but Small Businesses Slow to Adopt",
  "url": "https://urgent.news/2026/10/16/cyber-rates-are-down-risks-are-up-but-small-businesses-slow-to-adopt",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-16T05:23:55.000Z",
  "source": {
    "name": "Insurance Journal",
    "slug": "insurance-journal",
    "url": "https://www.insurancejournal.com/news/national/2026/10/16/889133.htm"
  },
  "original_language": "en",
  "account": null,
  "summary": "The commercial cyber insurance market is strong and growing, but small to midsize businesses may be falling behind as cybercriminals ramp up AI efforts. “Cyber threats are evolving faster than many businesses can adapt, creating significant financial and operational challenges,” …",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}