{
  "id": 14858709,
  "title": "Visa and Open AI want to make money with shopping agents",
  "url": "https://urgent.news/2026/10/16/visa-und-open-ai-wollen-mit-shopping-agenten-geld-verdienen",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-16T03:30:00.000Z",
  "source": {
    "name": "NZZ Wirtschaft",
    "slug": "nzz-wirtschaft",
    "url": "https://www.nzz.ch/wirtschaft/visa-und-open-ai-wollen-mit-shopping-agenten-geld-verdienen-ld.10034745"
  },
  "original_language": "de",
  "account": "Visa, a major credit card company, is exploring the use of AI agents to make online purchases, including payments, on behalf of consumers. A recent study found that 17% of respondents would be open to having an AI assistant make a purchase, including payment, autonomously, while 33% would allow AI to pay up to a certain amount without confirmation. Visa is partnering with tech companies, including Open AI and Google, to develop this technology, which could allow consumers to search for products using chatbots like Chat-GPT and make purchases directly. However, concerns have been raised about the potential for AI agents to prioritize products that generate higher commissions for payment providers, and about the handling of consumer data.",
  "summary": "AI agents search for products on their own - and in the future will also handle payments independently. However, they could specifically choose those offers that bring the payment provider the highest commissions.",
  "key_points": [
    "Visa and OpenAI explore shopping agents to earn money",
    "17% of consumers would use AI-assistant for purchases",
    "Concerns about fairness, transparency, and privacy"
  ],
  "editors_take": "Automating the entire purchase process shifts the consumer experience toward convenience while introducing risks regarding transaction transparency and the potential for payment processors to influence agent decision-making.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}