{
  "id": 14830936,
  "title": "Unicaja is negotiating the final details to acquire WiZink",
  "url": "https://urgent.news/2026/10/16/unicaja-negocia-los-ultimos-flecos-para-hacerse-con-wizink",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-16T00:13:16.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/banca/2026/10/16/6ad12838468aeb724e8b458a.html"
  },
  "original_language": "es",
  "account": "Unicaja is in advanced talks to acquire parts of WiZink, a consumer finance bank, in a deal that has received approval from the Banco de España. The deal involves the creation of a \"bad bank\" to hold WiZink's revolving credit portfolio, which is embroiled in litigation over allegedly abusive interest rates. WiZink's parent company, Várde Partners, will retain the problematic credit portfolio, while Unicaja will acquire the bank's more valuable assets, including its consumer credit platform, fintech subsidiaries Aplazame and Lendrock, and its Portuguese business. The deal would mark Unicaja's first expansion outside of Spain.",
  "summary": "The Bank of Spain gives its approval to merge revolving credits in litigation into a bad bank, which are outside the operation. The Malaga-based institution wants to grow in consumer financing.",
  "key_points": [
    "Unicaja nears final negotiations to acquire WiZink",
    "Spanish central bank guarantees bad bank for WiZink's portfolio",
    "Deal would expand Unicaja's presence outside Spain"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}