{
  "id": 14708045,
  "title": "My parents raised 6 kids on one salary. My husband and I can't afford one baby on 2.",
  "url": "https://urgent.news/2026/10/15/my-parents-raised-6-kids-on-one-salary-my-husband-and-i-cant-afford",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-15T13:45:01.000Z",
  "source": {
    "name": "Business Insider",
    "slug": "business-insider",
    "url": "https://www.businessinsider.com/millennial-couple-cant-afford-kids-student-loans-childcare-2026-10"
  },
  "original_language": "en",
  "account": "The author and her husband cannot afford to have a child due to financial constraints. The author, a college instructor, works multiple part-time jobs without maternity leave or benefits, while her husband, a physical therapist, has over $100,000 in student loans. Their monthly expenses, including mortgage, loans, insurance, and savings, leave little room for additional costs such as raising a child. The author, who grew up in a large family, always assumed she would have many children, but now realizes the financial burden and lack of support, including no daycare assistance, make it unfeasible. She and her husband have a mortgage and student loans, and their income barely covers essential expenses like groceries and health insurance. They could barely afford the rising costs of daycare, which can cost up to $15,000 annually in their state. The author's childhood was filled with siblings, but now the rising costs of raising a child have made the dream of having another feel out of reach.",
  "summary": "I would love to become a mother, but student loans, housing costs, and childcare expenses make having a baby feel impossible.",
  "key_points": [
    "Author and husband cannot afford another child due to financial constraints.",
    "Author works multiple part-time jobs with no maternity leave or benefits.",
    "Monthly expenses leave little room for additional costs of raising a child."
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}