{
  "id": 14688027,
  "title": "When accident is off-duty but the financial pain isn't [WATCH]",
  "url": "https://urgent.news/2026/10/15/when-accident-is-off-duty-but-the-financial-pain-isnt-watch",
  "topic": "world",
  "section": "World",
  "published": "2026-10-15T11:28:19.000Z",
  "source": {
    "name": "New Straits Times",
    "slug": "new-straits-times",
    "url": "https://www.nst.com.my/news/nation/2026/10/1556287/when-accident-duty-financial-pain-isnt-watch"
  },
  "original_language": "en",
  "account": "Malaysia's LINDUNG 24 Jam scheme is designed to provide financial support to workers who become temporarily unable to work due to accidents that are not directly related to their job. In its first three months, the scheme recorded 6,330 claims and paid out RM9.97 million in benefits. These accidents can range from falls at home, hiking injuries, and cat bites to road accidents and other incidents that occur during a worker's personal time. The scheme aims to address the financial vulnerability of lower-income workers who may face significant disruptions to their income and family well-being when unable to work for extended periods. Despite being enrolled in the scheme, some workers opt out due to the monthly contribution feeling like another deduction from their pay, a perception that the scheme is not relevant to their lives, or the belief that it won't happen to them. The claims data show that a significant number of injuries occur during routine domestic and recreational activities, highlighting the need for workers to consider the risks even outside working hours.",
  "summary": "FOR most workers, a workplace accident is easy enough to picture: a fall at a construction site, an injury involving machinery, a collision while making a delivery. But some accidents happen nowhere near the workplace and can still follow a worker straight back to it.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "New Straits Times",
        "title": "When accident is off-duty but the financial pain isn't",
        "url": "https://urgent.news/2026/10/15/when-accident-is-off-duty-but-the-financial-pain-isnt",
        "published": "2026-10-15T11:28:19.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}