{
  "id": 14506999,
  "title": "Qatar banks maintain balance sheet stability as international lending grows: QNBFS",
  "url": "https://urgent.news/2026/10/13/qatar-banks-maintain-balance-sheet-stability-as-international-lending",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-13T21:00:00.000Z",
  "source": {
    "name": "Gulf Times Business",
    "slug": "gulf-times-business",
    "url": "https://www.gulf-times.com/article/735800/business/qatar-banks-maintain-balance-sheet-stability-as-international-lending-grows-qnbfs"
  },
  "original_language": "en",
  "account": "Qatari banks demonstrated stability in their balance sheets in August, as reported by QNB Financial Services. Commercial banks maintained assets at QR2.19tn, marking a 2.3% increase from the end of 2025. Total loans across the banking system grew by 3.5% since the year-end, reaching QR1.48tn. International credit expansion was the main driver, growing by 4.6% in August, a significant 63.1% increase from the end of 2025. The domestic market saw an increase in semi-government loans by 4.6% month-over-month, and a substantial 25.5% rise compared to December 2025. However, public sector loans declined by 0.8% month-over-month, and government institutions contracted by 1.8% during August. Private sector corporate deposits rose by 1.5% month-over-month, while total private sector loans remained steady. Retail credit remained unchanged, and real estate lending also stayed flat. Asset quality metrics remained robust, with loan provisions at 3.8% of gross loans, slightly below the 4.0% at year-end 2025. Liquid assets covered 30% of total bank assets in August, consistent with previous months and the end of 2025. Total deposits grew to QR1.06tn, up 1.6% compared to year-end 2025, despite a 0.8% month-over-month contraction. Public sector deposits fell by 1.3% month-over-month, dragging the overall deposit figures. Government deposits increased by 2.7% month-over-month, while government institutions decreased by 3.2% and semi-government deposits dropped by 1.8%. Non-resident deposits declined by 2.1% month-over-month, making up 18.9% of total deposits. The nominal loan-to-deposit ratio increased to 140% in August, slightly above the July 139% and the year-end 137% level, yet still below the 100% regulatory threshold set by Qatar Central Bank. Loan loss provisions rose by 0.7% month-over-month, a slight decrease from the 1.1% at year-end 2025.",
  "summary": "Qatari banks maintained balance sheet stability in August, supported by strong international credit expansion and solid year-to-date asset growth, according to QNB Financial Services monthly banking s...",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "The Peninsula Qatar",
        "title": "Hospitality Qatar 2026 opens with 120 local and international exhibitors",
        "url": "https://urgent.news/2026/10/13/hospitality-qatar-2026-opens-with-120-local-and-international",
        "published": "2026-10-13T05:03:59.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}