{
  "id": 14499157,
  "title": "Ankur Warikoo shares 3 reasons he bought his first house at 40: ‘A very premium apartment’",
  "url": "https://urgent.news/2026/10/14/ankur-warikoo-shares-3-reasons-he-bought-his-first-house-at-40-a-very",
  "topic": "culture",
  "section": "Culture",
  "published": "2026-10-14T17:30:37.000Z",
  "source": {
    "name": "The Indian Express - Lifestyle",
    "slug": "the-indian-express-lifestyle",
    "url": "https://indianexpress.com/article/lifestyle/ankur-warikoo-3-reasons-he-bought-first-house-40-10905965/"
  },
  "original_language": "en",
  "account": "Digital creator and finance educator Ankur Warikoo recently shared three reasons he purchased his first home at the age of 40 rather than in his 20s or 30s. He took to Instagram to explain his decision.\n\nFirstly, by the time they reached 40, Ankur and his partner had already decided they wanted to live in Delhi. At 25 or 30, there was much more flexibility to move cities or even countries. Knowing they would stay in Delhi was a significant factor in their decision.\n\nSecondly, by that time, they had accumulated enough money to comfortably afford the Equated Monthly Installment (EMI) and down payment for the house they desired. At 25 or 30, such a pricey apartment would have been unaffordable for them.\n\nLastly, the house they wanted to buy was a premium apartment in their preferred locality. By the age of 40, they had children and a settled life, making the location and size of the house crucial considerations.\n\nMukesh Pandey, director of Rupyaa Paisa, emphasized that buying a house is a significant financial choice that brings a sense of accomplishment and belonging. He advised assessing your financial situation—income, savings, and debt—to determine if purchasing a home is a viable option without disrupting your finances. Ensuring a stable income source to cover loan EMIs, insurance, and maintenance costs is also essential. For those taking a home loan, checking your credit score and ensuring it meets the lender's criteria for better loan terms is crucial.\n\nSonal Khangarot, a licensed rehabilitation counsellor and psychotherapist at The Answer Room, offered some tips for starting this journey. She stressed the importance of starting early, building skills, owning assets, investing wisely through mutual funds, stocks, and fixed deposits, seeking support from women-focused cooperatives and professional networks, and providing mentorship and financial literacy resources.",
  "summary": null,
  "key_points": [
    "Ankur Warikoo bought his first house at 40, not in his 20s or 30s",
    "Decided to live in Delhi by age 40, preferred location and size for family",
    "Premium apartment purchase made possible by accumulated savings and stable income"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "The Indian Express",
        "title": "Ankur Warikoo shares 3 reasons he bought his first house at 40: ‘A very premium apartment’",
        "url": "https://urgent.news/2026/10/14/ankur-warikoo-shares-3-reasons-he-bought-his-first-house-at-40-a-very-14503941",
        "published": "2026-10-14T17:30:37.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}