{
  "id": 1424237,
  "title": "Bank Indonesia Launches 'Kartu Kredit Indonesia' for Public and Corporate Use",
  "url": "https://urgent.news/2026/08/17/bank-indonesia-launches-kartu-kredit-indonesia-for-public-and",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-17T05:16:59.000Z",
  "source": {
    "name": "Tempo.co English",
    "slug": "tempo-co-english",
    "url": "https://en.tempo.co/read/2117673/bank-indonesia-launches-kartu-kredit-indonesia-for-public-and-corporate-use"
  },
  "original_language": "en",
  "account": "Bank Indonesia (BI) has introduced the Kartu Kredit Indonesia (KKI) credit card for both retail customers and businesses. BI's Acting Governor Destry Damayanti explained that the KKI provides a domestic payment alternative that is efficient and integrated into the national payment system. This credit card, previously only available to government bodies, is now accessible to individuals and companies, supporting conventional and Sharia-compliant financial services based on the offerings of the credit card issuer.\n\nThe KKI was developed jointly by the central bank, the Indonesian Payment System Association (ASPI), and the Indonesian Credit Card Association (AKKI), with support from payment service providers (PJP) as issuers and payment system infrastructure providers (PIPs). Ryan Rizaldy, Head of the Payment System Policy Department at Bank Indonesia, stated that the KKI follows a phased approach. Initially, it will only be available as a digital card for QRIS transactions, which include QRIS Merchant Presented Mode (MPM), QRIS Customer Presented Mode (CPM), and QRIS TAP. Later, it will be expanded to support online payments through online gateways and offline transactions with physical cards.\n\nAs of August 17, 2026, seven first-mover payment service providers are issuing the KKI, including BCA, Bank Mandiri, BNI, BRI, CIMB Niaga, Permata Bank, and Bank Mega, along with BSI as a next-mover provider. BI remains committed to enhancing transaction efficiency, increasing digital payment accessibility, and offering diverse domestic payment instruments to promote secure, convenient, and efficient transactions that support national economic growth. This initiative aligns with the Indonesia Payment System Blueprint (BSPI) 2030 and the Government's vision for a payment system that drives inclusive, efficient, and sustainable economic growth.",
  "summary": "Bank Indonesia has launched the Kartu Kredit Indonesia (Indonesian Credit Card) for the retail segment and the general public.",
  "key_points": [
    "Bank Indonesia launches Kartu Kredit Indonesia for public and corporate use.",
    "KKI provides domestic payment alternative integrated into national payment system.",
    "First-mover issuers include BCA, Bank Mandiri, BNI, BRI, CIMB Niaga, Permata Bank, Bank Mega."
  ],
  "editors_take": "The launch of Kartu Kredit Indonesia expands domestic payment options, promoting efficient and secure transactions, and supports national economic growth by enhancing digital payment accessibility for individuals and businesses.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}