{
  "id": 14237486,
  "title": "It’s time to reconsider these 3 retirement topics. Here’s why",
  "url": "https://urgent.news/2026/10/13/its-time-to-reconsider-these-3-retirement-topics-heres-why",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-13T16:00:35.000Z",
  "source": {
    "name": "Fast Company",
    "slug": "fast-company",
    "url": "https://www.fastcompany.com/91622796/time-reconsider-these-3-retirement-topics-heres-why"
  },
  "original_language": "en",
  "account": "Retirement planning has seen evolving perspectives over time. While it was once believed that being self-reliant in retirement was ideal, financial advisers now provide invaluable assistance, managing goals, market fluctuations, and tax responsibilities. This shift led the author to realize the importance of getting professional help when embarking on retirement.\n\nRegarding asset allocation, all-in-one investments like target-date funds were once favored. However, variations in retirees' income sources and the inability to selectively withdraw funds have led the author to warm up to these funds. They offer the advantage of professional management and rebalancing while retaining some control over the process.\n\nAn interesting change in the author's viewpoint is about Treasury Inflation-Protected Securities (TIPS). Prior to this, individual TIPS were preferred over TIPS funds. However, individual bonds carry risks that can be mitigated by the diversification offered by funds. Furthermore, TIPS are backed by the U.S. government, eliminating credit risk concerns. The author also notes that TIPS funds have experienced slight interest rate sensitivity, resulting in minor losses, which is a price to pay for inflation protection.",
  "summary": "As much as there are immutable truths in investing and money matters — costs matter and getting started earlier is best , for example — many of the precepts we hold true as investors depend on the data. When the data change, so should our thinking. Here are three retirement-related topics I’ve altered my thinking on, because I was off-base in the first place or gained new information. The DIY…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}