{
  "id": 14168467,
  "title": "Dylan, a ‘wealth tech’ (com AI) de Felipe Miranda",
  "url": "https://urgent.news/2026/10/13/dylan-a-wealth-tech-com-ai-de-felipe-miranda",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-13T09:50:00.000Z",
  "source": {
    "name": "Brazil Journal",
    "slug": "brazil-journal",
    "url": "https://braziljournal.com/dylan-a-wealth-tech-com-ai-de-felipe-miranda"
  },
  "original_language": "pt",
  "account": "Felipe Miranda, formerly of Empiricus, is creating a wealth technology startup called Dylan that will provide financial consulting using artificial intelligence (AI). After leaving Empiricus, Miranda is assembling Dylan, which will offer financial consulting to individuals with at least R$ 100,000 to invest. Speaking with Brazil Journal, Miranda stated, “At Empiricus we made research reports accessible to a broad investor audience. Now I want to do the same with financial consulting.”\n\nMiranda's partners in Dylan are Gustavo Andrade Rocha, an entrepreneur and technology and telecom investor and family member of the Riachuelo owners; and Carlos Queiroz, who led the implementation of AI-based platforms at banks such as DBS and Standard Chartered in Singapore. Rocha and Queiroz secured a deal to acquire 15% of Dylan for R$ 2,5 million. The remaining 85% is held by Miranda, former Empiricus members Bruno Mérola and Larissa Quaresma, and Lucas Neri, a childhood friend of Miranda who was an Itaú portfolio specialist and worked in financial directorships. Miranda's initial capital should be enough to sustain the business for a year. Once the minimum viable product (MVP) is ready, within six months, the plan is to raise funds through venture capital. The company aims to deliver financial consulting at scale using a hybrid model that combines deterministic market data, inputted by Miranda and the team, with AI-generated insights. Dylan's platform will analyze an investor's financial situation and goals, suggest portfolios, monitor them, and adjust as needed. Dylan, named after Bob Dylan and his independent, long-lasting, and successful thinking, is not the only company targeting this market. Established banks like BTG Pactual and Nubank are developing AI-based financial consulting services internally to cater to clients with less than the million reais required for personalized attention. In August, Decade, founded by former Nubank CTO Vitor Olivier, raised the largest seed round in Latin American history, US$ 85 million, to build an AI platform and offer financial planning and consulting. Depending on how Selic falls under the next government, the demand for more sophisticated investments beyond fixed income is likely to increase, raising the demand for specialized advice. \"We didn't anticipate this when we started the company; our partners paid a low price,\" said Miranda. He bets on the team's expertise to create a differentiated service. The technological side is being developed by the team assembled by Queiroz, an ex-DBS executive who led the creation of the bank's main corporate data platform supported by AI. Queiroz is now a managing director at OCBC, one of the largest private banks in Singapore, and will act as a consultant for Dylan. The service price is still undefined but is expected to be around R$ 200 per month. While this may seem high for those with R$ 100,000 (equivalent to 2.4% of the wealth per year, more than twice the cost of traditional consulting), Miranda explained that it is a cost paid as the wealth grows and the service generates value. Moreover, AI costs are falling, so this price may decrease when launched.",
  "summary": "Depois de deixar a Empiricus, Felipe Miranda agora está montando a wealth tech Dylan, que vai oferecer consultoria financeira usando AI. Meses depois de sair da Empiricus, Felipe Miranda está montando a wealthtech Dylan, que vai oferecer consultoria financeira usando AI a quem tem pelo menos R$ 100 mil para investir.",
  "key_points": [
    "Felipe Miranda creates AI-driven wealth tech startup Dylan",
    "Partners Gustavo Andrade Rocha and Carlos Queiroz invest R$2.5 million",
    "Dylan to offer financial consulting at R$200/month"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}