{
  "id": 14156814,
  "title": "UPI MDR rollout deferred until after Diwali",
  "url": "https://urgent.news/2026/10/13/upi-mdr-rollout-deferred-until-after-diwali",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-13T08:24:19.000Z",
  "source": {
    "name": "Live Mint",
    "slug": "live-mint",
    "url": "https://www.livemint.com/news/india/npci-defers-upi-mdr-rollout-deferred-until-after-diwali-11791879006954.html"
  },
  "original_language": "en",
  "account": null,
  "summary": "The National Payments Corporation of India (NPCI) has announced a delay in the rollout of merchant discount rate (MDR) charges on certain Unified Payments Interface (UPI) transactions until after Diwali. The decision comes in response to pushback from trade bodies and concerns that the charges could negatively impact spending during the festive season. The NPCI managing director and CEO, Dilip Asbe, stated that the final date for the rollout will be announced soon. The reintroduction of the MDR, which was scrapped in January 2020, was proposed to levy a 0.4% charge on eligible person-to-merchant (P2M) UPI transactions exceeding ₹2,000, with a maximum charge of ₹300 for transactions of ₹75,000 and above.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}