{
  "id": 14156811,
  "title": "UPI MDR fee implementation new date: What we know from NPCI statement; how long do transactions over ₹2,000 remain free?",
  "url": "https://urgent.news/2026/10/13/upi-mdr-fee-implementation-new-date-what-we-know-from-npci-statement",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-13T08:44:56.000Z",
  "source": {
    "name": "Live Mint",
    "slug": "live-mint",
    "url": "https://www.livemint.com/news/india/upi-mdr-fee-implementation-new-date-what-we-know-from-npci-statement-how-long-do-transactions-over-2-000-remain-free-11791880831439.html"
  },
  "original_language": "en",
  "account": "The National Payments Corporation of India (NPCI) announced that the implementation of Merchant Discount Rate (MDR) for Person-to-Merchant (P2M) UPI transactions will be postponed from 15 October to after Diwali. The exact date will be notified separately, but if the promise of 'immediate' implementation holds, MDR charges are likely to start on 9 November. Currently, UPI transactions above ₹2,000 remain free.",
  "summary": "MDR charges on select Person-to-Merchant UPI transactions above ₹2,000 will not start on 15 October as planned. Here's what we know about the new date.",
  "key_points": [
    "MDR implementation for P2M UPI transactions delayed to after Diwali",
    "Exact date to be notified separately, likely 9 November",
    "UPI transactions over ₹2,000 remain free currently"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}