{
  "id": 1415595,
  "title": "UPI vs cards: Why merchants pay MDR on cards but not on UPI payments",
  "url": "https://urgent.news/2026/08/17/upi-vs-cards-why-merchants-pay-mdr-on-cards-but-not-on-upi-payments",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-17T03:13:33.000Z",
  "source": {
    "name": "Business Standard IN",
    "slug": "business-standard-in",
    "url": "https://www.business-standard.com/finance/news/upi-credit-debit-cards-merchants-payment-charges-mdr-transactions-126081700068_1.html"
  },
  "original_language": "en",
  "account": null,
  "summary": "UPI payments are free for merchants, while card transactions carry MDR. Here's why the two digital payment systems have different costs and how a possible UPI charge could work",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}