{
  "id": 14087228,
  "title": "Is it possible to insure against the errors and damages caused by AI?",
  "url": "https://urgent.news/2026/10/12/es-posible-asegurar-los-errores-y-danos-causados-por-la-ia",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-12T22:19:20.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/seguros/2026/10/13/6acd5153468aeb80348b4579.html"
  },
  "original_language": "es",
  "account": "Concerns are growing about the risks posed by artificial intelligence (IA) and whether insurance companies can cover the damages caused by tech giants like Anthropic, OpenAI, Meta, Google, and X. The risk of cybercrime is expected to reach $14 trillion by 2028, with nearly 9 in 10 executives believing their companies are not adequately protected against attacks. Insurance companies like Munich Re and Beazley are offering coverage for IA-related risks, but many others are hesitant due to the lack of historical data and uncertainty around the risks. Some insurers have even requested approval for exclusions in their policies to avoid being liable for damages caused by IA, with at least 20 major international insurers making such requests in the US.",
  "summary": "Munich Re, the world's largest reinsurer, and UK-based Beazley, acquired by Zurich, dominate the tech insurance. Other entities are reluctant to cover these risks.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}