{
  "id": 13921067,
  "title": "Banjir Nepal: Waris mangsa hilang kemuka ‘pelan penyelamat’ kewangan kepada BNM",
  "url": "https://urgent.news/2026/10/12/banjir-nepal-waris-mangsa-hilang-kemuka-pelan-penyelamat-kewangan-13921067",
  "topic": "world",
  "section": "World",
  "published": "2026-10-12T08:35:27.000Z",
  "source": {
    "name": "Free Malaysia Today",
    "slug": "free-malaysia-today",
    "url": "https://www.freemalaysiatoday.com/category/bahasa/tempatan/2026/10/12/banjir-nepal-waris-mangsa-hilang-kemuka-pelan-penyelamat-kewangan-kepada-bnm"
  },
  "original_language": "en",
  "account": "A group representing 54 Malaysian victims who perished in a Nepalese flood has submitted a proposal to Bank Negara Malaysia (BNM) to establish a structured financial protection framework for the families of the victims. R Manivannan, a spokesperson for the group, stated that the proposal focuses on liability protection, asset maintenance, and business continuity solutions. A separate 20-page document was handed over to a representative of the banking, financial, and takaful association following the meeting with BNM officials. Upon completion of the meeting, Manivannan announced that the financial institution has agreed to delay debt collection while awaiting a formal guideline. Generally, all parties agreed that no action should be taken for now until a consensus is reached. They will not sue the victims' families, he told journalists outside the Asia Bank Institute (AICB) today. Through the proposed framework, the affected group demands banks provide full loan moratoriums with clear exemptions from interest, late fees, and arbitrary extension periods. However, Manivannan did not disclose the contents of the remaining portion of the proposal. He said the status of the missing victims places the heirs in legal uncertainty until their deaths are confirmed, making it difficult for them to access bank accounts, investments, or insurance policies as the death certificates cannot be issued by the court without confirmation of the burial. Nevertheless, Manivannan said recent Nepal's decision to allow victims to be considered dead after 45 days of being missing, as opposed to the previous 12-year period, would expedite the resolution of the issue given that the time has already passed.",
  "summary": "Institusi kewangan pada dasarnya setuju tangguh kutipan hutang daripada waris 54 rakyat Malaysia yang masih belum ditemukan.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Free Malaysia Today",
        "title": "Banjir Nepal: Waris mangsa hilang kemuka ‘pelan penyelamat’ kewangan kepada BNM",
        "url": "https://urgent.news/2026/10/12/banjir-nepal-waris-mangsa-hilang-kemuka-pelan-penyelamat-kewangan",
        "published": "2026-10-12T08:35:27.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}