{
  "id": 13899353,
  "title": "Annuities gain appeal with higher returns",
  "url": "https://urgent.news/2026/10/12/las-rentas-vitalicias-ganan-atractivo-con-mas-rentabilidad",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-12T06:45:35.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/empresas/seguros/2026/10/12/6acbbb97468aeb0d508b45a8.html"
  },
  "original_language": "es",
  "account": "Several Spanish financial institutions, including Santander, BBVA, Ibercaja, Mutua Madrileña, and Santalucía, have updated the returns on their life income products following the European Central Bank's interest rate hike. These products now offer returns of up to 4%, maintained throughout the policyholder's lifetime. BBVA offers up to 4.1% annually, while Santander's Seguro RAV 101 Patrimonios provides a 3.37% net return for a 60-year-old client. Other providers, such as Mapfre, CaixaBank, and VidaCaixa, also offer competitive rates, with returns ranging from 3.6% to 4%.",
  "summary": "Las entidades renuevan la rentabilidad de sus productos tras la subida de los tipos de interés. Ofrecen rendimientos de hasta el 4%, que se mantienen durante toda la vida del asegurado. Leer",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}