{
  "id": 13886578,
  "title": "Visa rejection: Will travel insurance reimburse you?",
  "url": "https://urgent.news/2026/10/12/visa-rejection-will-travel-insurance-reimburse-you",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-12T01:00:00.000Z",
  "source": {
    "name": "The Economic Times",
    "slug": "the-economic-times",
    "url": "https://economictimes.indiatimes.com/wealth/insure/visa-denied-trip-cancelled-can-travel-insurance-help-you-recover-your-losses/articleshow/134846954.cms"
  },
  "original_language": "en",
  "account": "Travellers who face a denied Schengen visa face a financial setback, with losses amounting to Rs.160 crore for Indians in 2025 alone, according to European Commission data. Visa rejection insurance exists to reimburse the non-refundable visa fee. However, it generally does not cover trip cancellation costs, unless explicitly stated. Visa rejection insurance is not a standard feature in most international travel insurance policies, but some insurers offer it as an add-on benefit. Manas Kapoor, Head of Travel Insurance at Policybazaar, explains that the coverage primarily applies to leisure and business travel, reimbursing the visa fee when it's denied due to reasons beyond the traveler's control. However, there are numerous conditions to meet for a claim approval. The cover is only for the non-refundable visa application fee, and some plans also include trip cancellation reimbursement for non-refundable expenses like flight tickets and accommodation. Yet, the list of exclusions is extensive. Claims are generally denied if the rejection is due to errors in documentation, criminal history, misleading information, or inadequate financial means to support the stay in the destination country. Passport issues and invalid reference letters are also excluded. Immigration or employment-related visas are not covered under these policies. Therefore, while the proposition of paying a small extra premium for potential reimbursement of visa fees might seem appealing, the conditions and exclusions make it a complex and often impractical option for travellers.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}