{
  "id": 13339654,
  "title": "Should you continue your mutual fund SIPs during a market correction? Here is what investors should know",
  "url": "https://urgent.news/2026/10/10/should-you-continue-your-mutual-fund-sips-during-a-market-correction",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-10T05:30:01.000Z",
  "source": {
    "name": "The Economic Times - Top News",
    "slug": "the-economic-times-top-news",
    "url": "https://economictimes.indiatimes.com/mf/analysis/should-you-continue-your-mutual-fund-sips-during-a-market-correction-here-is-what-investors-should-know/sips-in-red/slideshow/134847973.cms"
  },
  "original_language": "en",
  "account": "Systematic Investment Plans (SIPs) are designed to help investors navigate market volatility, yet the enduring downturn in equities has resulted in negative returns. ET Bureau reports on how investors should consider their mutual fund SIPs during such market corrections, as outlined below.\n\nSIPs distribute investments across market levels but cannot protect investors from equity market downturns. With the Nifty falling approximately 13% since the end of September 2024, corrections can lead to accumulated investments facing negative returns, particularly if earlier instalments were made at elevated valuations.\n\nNew SIPs purchase more units at reduced prices, but the advantages may not be immediately evident, especially in markets that are weak or range-bound. Long-term investors should not discontinue SIPs purely due to market falls, as lower Net Asset Values (NAVs) enable them to acquire additional units and potentially profit from a market recovery.\n\nHowever, increasing SIP contributions should align with available savings, financial objectives, asset allocation, and the capacity to endure further market declines or persistent weak returns. Negative SIP returns over short periods should not be a reason to stop investing, as market corrections can keep investments made at higher levels in the red. Nonetheless, investors should differentiate between broader market weakness and fund-specific underperformance by comparing their scheme's returns against its benchmark and peers over comparable periods.\n\nSIPs can be utilized across various mutual fund categories, including equity and hybrid funds. While they are favored in equity funds for long-term investing, the concept of rupee-cost averaging becomes more pronounced in volatile markets, where regular investments purchase varying numbers of units at different NAVs.",
  "summary": "Systematic Investment Plans (SIPs) are meant to help investors ride out market volatility, but the prolonged weakness in equities has pushed returns into the red. Here is how investors should approach their mutual fund SIPs, as reported by ET Bureau.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}