{
  "id": 13332916,
  "title": "Can Fin Homes Net Profit Climbs 14% To ₹543 Crore In H1 FY27",
  "url": "https://urgent.news/2026/10/10/can-fin-homes-net-profit-climbs-14-to-543-crore-in-h1-fy27",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-10T05:05:47.000Z",
  "source": {
    "name": "Free Press Journal",
    "slug": "free-press-journal",
    "url": "https://www.freepressjournal.in/business/can-fin-homes-net-profit-climbs-14-to-543-crore-in-h1-fy27"
  },
  "original_language": "en",
  "account": "Mumbai-based Can Fin Homes Limited (CFHL) reported a 14% rise in net profit for the first half of fiscal year 2027, reaching ₹543 crore. This marks an increase from ₹475 crore in the same period last year. CFHL's loan portfolio expanded by 10% to ₹43,539 crore by September 2026, up from ₹39,657 crore in September 2025. Housing loans comprised 83% of the total loan book, while non-housing loans made up the remaining 17%. The Reserve Bank of India's (RBI) anticipated repo rate hike to 5.50% may impact home loan costs, but experts remain optimistic about housing demand's resilience. Disbursement figures for the six-month period ending September 30, 2026, saw a 9% increase to ₹4,982 crore, compared to ₹4,560 crore in the previous half-year. Profit before tax for the half year climbed by 13% to ₹686 crore, up from ₹609 crore. Key performance indicators include a net interest margin of 3.88%, up from 3.83%, a Return on Assets (ROA) of 2.39%, and Return on Equity (ROE) of 16.91%. CFHL holds a provision of ₹525 crore, including ₹59 crore as management overlay and ₹49 crore for restructured accounts. The company's Liquidity Coverage Ratio stood at 291.24% as of September 30, 2026, surpassing the stipulated ratio of 100%. CFHL's deposit portfolio reached ₹239 crore, with a 7.50% interest rate for 36-month Cumulative Deposits, with senior citizens receiving an extra 0.25%. Its Fixed Deposit program is rated AAA by ICRA with a Stable Outlook. The company has launched its technology transformation project, TEJAS, fully operational across the organization, featuring cloud-based scalable and cost-optimized applications.",
  "summary": "Mumbai: Can Fin Homes Limited (CFHL) announced on Thursday a 14% increase in net profit for the first half of the current fiscal year, reaching ₹543 crore. This compares to ₹475 crore recorded in the corresponding previous period. Loan Portfolio Growth The company’s loan portfolio stood at ₹43,539 crore as of September 2026, marking a 10% increase from ₹39,657 crore in September 2025. Housing…",
  "key_points": [
    "Can Fin Homes net profit rises 14% to ₹543 crore in H1 FY27",
    "Loan portfolio expands 10% to ₹43,539 crore by September 2026",
    "Housing loans comprise 83% of total loan book"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}