{
  "id": 13016748,
  "title": "Paying Every EMI On Time? Multiple Small Loans May Still Hurt Your Credit Score",
  "url": "https://urgent.news/2026/10/09/paying-every-emi-on-time-multiple-small-loans-may-still-hurt-your",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-09T02:22:05.000Z",
  "source": {
    "name": "NDTV",
    "slug": "ndtv",
    "url": "https://www.ndtv.com/business-news/multiple-small-loans-pay-every-emi-timely-impact-credit-score-personal-finance-12159340"
  },
  "original_language": "en",
  "account": null,
  "summary": "Every time a person applies for a loan, the lender checks credit report. This is a hard inquiry, and such inquiries affect borrower's credit profile.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}