{
  "id": 12881897,
  "title": "Crypto lending rises again… but have they solved the risks?",
  "url": "https://urgent.news/2026/10/08/crypto-lending-rises-again-but-have-they-solved-the-risks",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-08T13:30:00.000Z",
  "source": {
    "name": "Cointelegraph",
    "slug": "cointelegraph",
    "url": "https://cointelegraph.com/magazine/crypto-lending-rises-again-but-have-they-solved-the-risks"
  },
  "original_language": "en",
  "account": "Crypto lending has seen a 55% increase since July, reaching $56 billion, but new risks have emerged due to AI-assisted hacks and interconnected protocols. After the Kelp DAO hack in April, which left users unable to access their ETH, total lending value locked has grown larger, raising concerns about trust in these systems. Aave, a major lending protocol, has taken a more holistic approach to security, addressing risks beyond just the smart contracts. This includes evaluating bridges, verifier networks, oracles, issuers' operational security, and broader ecosystem dependencies. Users should assess the exposure of protocols to external and internal risks, considering factors like collateral quality, liquidity management, and governance design. Additionally, protocols like Aave and Ledn utilize AI-assisted testing to detect vulnerabilities, aiming to contain losses and improve response procedures. However, human error and key management remain significant vulnerabilities that traditional audits may overlook.",
  "summary": "Crypto lending has risen by 55% since July, but now has to deal with the dangers of AI assisted hacks, and risks cascading through interlinked protocols. Here’s how to stay safe.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}