{
  "id": 12626733,
  "title": "UAE beats global average on personal resilience index: Zurich study",
  "url": "https://urgent.news/2026/10/07/uae-beats-global-average-on-personal-resilience-index-zurich-study",
  "topic": "world",
  "section": "World",
  "published": "2026-10-07T12:20:43.000Z",
  "source": {
    "name": "Gulf News",
    "slug": "gulf-news",
    "url": "https://gulfnews.com/business/economy/uae-beats-global-average-on-personal-resilience-index-zurich-study-1.500701797"
  },
  "original_language": "en",
  "account": "Dubai: A recent study by Zurich Insurance Group and Zurich International Life Limited reveals that the United Arab Emirates (UAE) ranks among the world's most resilient nations. According to the Personal Resilience Index, the UAE scored 4.25, which is higher than the global average of 4.11. The study surveyed over 11,000 individuals across 16 markets, including 973 participants from the UAE. The index measures resilience across five key areas: psychological, physical, social, financial, and digital.\n\nThe UAE excels in physical and social resilience, with confidence, belonging, and leadership identified as the foundations of its high performance. According to the study, 76% of UAE residents believe that government wellbeing initiatives improve their mental health, and 79% report a strong sense of belonging. Additionally, 70% of respondents believe that the next generation is developing the resilience skills needed for the future.\n\nHowever, the study also highlights an area of concern: only 16% of UAE residents have a savings buffer. Income level appears to be a significant factor, with middle and higher-income workers valuing flexible working arrangements (41.3%) more than lower-income workers who prioritize job stability and clarity (31.6%). Employers play a crucial role in addressing this disparity, as they have a better understanding of their employees' lives and can tailor support packages accordingly. Flexible schedules and clear contracts can help cater to the diverse needs of the workforce.\n\nMatthew Whitehouse, Head of Corporate Life and Pensions at Zurich International Life Limited, emphasizes that employers are uniquely positioned to support resilience, as they are more directly involved in employees' lives than most institutions. The UAE, already ranked among the top 10 globally for AI investment and resilience, is well-positioned to turn resilience into readiness by focusing on financial preparedness. The study's findings align with the National Strategy for Wellbeing 2031, which emphasizes quality of life and community resilience as core elements of national development.",
  "summary": "Dubai: The UAE ranks among the world's most resilient nations, according to a new study by Zurich Insurance Group and Zurich International Life Limited. The country scores 4.25 on the Personal Resilience Index. The global average is 4.11. Zurich International Life released the UAE findings in Dubai on October 7. The study surveyed more than 11,000 people across 16 markets, including 973 in the…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}