{
  "id": 12575254,
  "title": "Sozialreformen: Sozialabgaben-Rechner: So viel mehr müssen Sie 2027 zahlen",
  "url": "https://urgent.news/2026/10/07/sozialreformen-sozialabgaben-rechner-so-viel-mehr-mussen-sie-2027",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-07T07:26:00.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/politik/deutschland/finanzamt-so-hoch-werden-die-sozialabgaben-fuer-gutverdiener-2027/100258916.html"
  },
  "original_language": "de",
  "account": "Starting 2027, higher earners will experience a noticeable increase in their financial burden. Higher contribution caps in health, pension, care, and unemployment insurance lead to larger deductions from salaries. Following a contentious debate within the coalition, the federal government decided on September 30 to address the billion-dollar gap in the care insurance. The outcome is that the general contribution rate of 3.6 percent of gross income for workers remains unchanged for now. However, certain groups will face significantly higher costs. The Handelsblatt calculated the impact using a Social Security Contributions Calculator, allowing individuals to anticipate the additional amount they will need to pay in the future.\n\nTwo major changes are planned: first, the contribution-basis limit – the threshold at which social contributions are levied on income – will rise by 300 euros in 2027, in addition to the usual annual adjustment based on wage growth. This increases the limit from €69,750 to around €76,500. Secondly, individuals without children, aged 23 or older, will pay 0.3 percentage points higher contributions, resulting in a 4.5 percent contribution rate. Apart from care insurance, health insurance also sees an increase in the contribution-basis limit by 300 euros, resulting in a greater share of income being taxed. The contribution rate for employed individuals will be 8.75 percent, inclusive of the average additional contribution. Furthermore, the contribution-basis limits in the pension and unemployment insurance are also increasing, albeit only by the usual annual adjustment. Since pensions are taxed at a rate of 9.3 percent, this constitutes the largest chunk of the bill. For unemployment insurance, only 1.3 percent of gross income is payable, but there is a possibility of future increases to close the federal agency for employment's billion-dollar deficit. The calculator assumes several smaller assumptions, focusing solely on worker social contributions, excluding employer contributions, which are generally the same amount. It assumes that income is evenly distributed over twelve months and uses the average additional contribution rate for statutory health insurance of 2.9 percent as a basis.",
  "summary": "Gutverdienern bleibt bald weniger übrig: Ab 75.000 Euro brutto steigen die Sozialabgaben, ab 100.000 Euro besonders kräftig. Unser Rechner zeigt, wie viel Sie künftig mehr zahlen müssen.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Handelsblatt",
        "title": "Social reforms: Social security contribution calculator: This is how much more you will have to pay in 2027",
        "url": "https://urgent.news/2026/10/06/sozialreformen-sozialabgaben-rechner-so-viel-mehr-mussen-sie-2027",
        "published": "2026-10-06T13:59:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}