{
  "id": 12556997,
  "title": "Utkarsh Small Finance Bank shares rally 7% after Q2 disbursements jump 55% YoY, deposits rise 7%",
  "url": "https://urgent.news/2026/10/07/utkarsh-small-finance-bank-shares-rally-7-after-q2-disbursements-jump",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-07T04:06:58.000Z",
  "source": {
    "name": "The Economic Times - Top News",
    "slug": "the-economic-times-top-news",
    "url": "https://economictimes.indiatimes.com/markets/stocks/news/utkarsh-small-finance-bank-shares-rally-7-after-q2-disbursements-jump-55-yoy-deposits-rise-7/articleshow/134755446.cms"
  },
  "original_language": "en",
  "account": "Utkarsh Small Finance Bank's shares surged by 7% to Rs 14.47 on the BSE following the release of its provisional business update for Q2 FY2027. The company reported a remarkable 55% increase in total disbursements compared to the same period last year, reaching Rs 3,525 crore. This significant growth was primarily fueled by a 94% surge in non-Joint Liability Group (JLG) loans, which amounted to Rs 2,602 crore. However, JLG loans witnessed a slight decline of over 1% YoY at Rs 923 crore. Utkarsh Small Finance Bank's deposits grew at a more modest pace, rising by nearly 7% YoY to Rs 23,869 crore. The CASA deposits expanded by over 14% YoY to Rs 5,121 crore, while retail term deposits increased by around 12% YoY to Rs 14,442 crore. Conversely, bulk term deposits fell by 13.5% YoY to Rs 4,307 crore. The bank's current account saving account (CASA) ratio was 21.5% in Q2 FY27, up from 20% in the same period of the previous year and 21.1% in Q1 FY27. The combined CASA, retail term, and deposits ratio stood at 82% in Q2 FY27, compared to 77.8% in Q2 FY26 and 82.8% in Q1 FY27.",
  "summary": "Utkarsh Small Finance Bank reported a 55% year-on-year rise in Q2 FY27 disbursements to Rs 3,525 crore, driven by strong non-JLG loan growth. Deposits increased 7%, while CASA deposits rose 14%. The bank’s CASA ratio improved to 21.5%, indicating stronger low-cost deposit mobilisation despite overall funding growth remaining moderate.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}