{
  "id": 12452434,
  "title": "PNB Brings Festive Cheer with ‘PNB Utsav Festivities 2026’, Offers Special Benefits on Retail Loans",
  "url": "https://urgent.news/2026/10/06/pnb-brings-festive-cheer-with-pnb-utsav-festivities-2026-offers",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-06T19:22:46.000Z",
  "source": {
    "name": "Free Press Journal",
    "slug": "free-press-journal",
    "url": "https://www.freepressjournal.in/corporate-gallery/pnb-brings-festive-cheer-with-pnb-utsav-festivities-2026-offers-special-benefits-on-retail-loans"
  },
  "original_language": "en",
  "account": "Punjab National Bank, a leading public sector bank in India, has introduced its festive retail loan campaign named ‘PNB Utsav Festivities 2026’ to promote dreams and life celebrations. This campaign aims to make it simpler for customers to fulfill their aspirations for home purchases, vehicle acquisitions, personal financial needs, and asset value unlocking by offering special benefits across various retail loan products.\n\nKey highlights of the campaign include:\n\n1. Home Loans: A full waiver on upfront, processing, and documentation fees, along with a 5 basis points (bps) concession on Home Loans. Furthermore, there is a complete waiver on takeover charges for eligible Home Loan takeover cases.\n\n2. Car Loans: Customers will enjoy a full waiver on upfront and processing fees.\n\n3. Mortgage Loans: A 10 bps concession on Mortgage Loans, including top-up loans, is available for existing PNB Home Loan borrowers.\n\n4. Loan Against Property (My Property): PNB will cover the NEC, legal, and valuation charges up to ₹15,000 (excluding GST), subject to applicable terms and conditions.\n\n5. Home Loan Takeover: For eligible homeowners with a loan of ₹25 lakhs or more, PNB will bear NEC, legal, and valuation charges up to ₹15,000 (excluding GST).\n\nSubodh Kumar, PNB's General Manager, expressed enthusiasm about the campaign, stating that the festive season is a time when aspirations transform into plans and plans into new beginnings. The 'PNB Utsav Festivities 2026' offers a comprehensive range of retail lending solutions with attractive benefits to help customers achieve their dreams of owning a home, purchasing a vehicle, fulfilling personal financial requirements, or unlocking the value of their assets. The bank's objective is to make finance access more straightforward, convenient, and customer-centric during the festive season, when consumer demand typically surges across key sectors like housing, automobiles, and personal finance.",
  "summary": "Punjab National Bank (PNB), one of nation’s leading Public Sector Banks, has announced the launch of its festive retail loan campaign – ‘PNB Utsav Festivities 2026’ – Celebrate Dreams, Celebrate Life, offering a range of special benefits on its retail loan product. The campaign is designed to make it easier for customers to turn their festive aspirations into reality, with attractive benefits…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}