{
  "id": 12392085,
  "title": "Sozialreformen: Sozialabgaben-Rechner: So viel mehr müssen Sie 2027 zahlen",
  "url": "https://urgent.news/2026/10/06/sozialreformen-sozialabgaben-rechner-so-viel-mehr-mussen-sie-2027",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-06T13:59:00.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/politik/deutschland/finanzamt-dieser-rechner-zeigt-gutverdienern-wie-hoch-ihre-sozialabgaben-sind/100258916.html"
  },
  "original_language": "de",
  "account": "Starting in 2027, higher earners will face significantly more expensive social contributions. The increased contribution caps in health, pension, care, and unemployment insurance lead to higher deductions from salaries. It seems that yet another burden is imminent. Following a heated debate within the coalition, the federal government decided on September 30th how it intends to address the billion-dollar deficit in the care insurance fund. The result is that the general contribution rate of 3.6 percent of gross income for employees remains unchanged for now. However, certain groups will pay considerably more. The Handelsblatt calculated this using a Social Contributions Calculator, showing exactly how much you will need to pay extra in social contributions in the future. The two main changes planned are: the contribution cap – the threshold up to which social contributions are levied on income – will not only rise by the usual annual adjustment based on wage growth in 2027, but will also increase by an additional 300 euros. It will rise from today's 69,750 euros to around 76,500 euros. Additionally, people without children will have to pay 0.3 percentage points higher contributions starting at the age of 23, resulting in a contribution rate of 4.5 percent. While the contribution cap for care insurance does not increase by the usual adjustment amount, it will also rise by an additional 300 euros. Besides, the contribution caps in pension and unemployment insurance will also increase, although only by the usual annual adjustment. Since retirement benefits are taxed at a rate of 9.3 percent, this constitutes the largest expense. Unemployment insurance only levies 1.3 percent of gross income, but the government has not ruled out the possibility of increasing contributions to address the federal agency's billion-dollar deficit. The calculator makes several smaller assumptions, focusing solely on employee social contributions while ignoring employer contributions, which are almost always the same. It also assumes that income is evenly distributed over twelve months and uses an average additional contribution rate of 2.9 percent for statutory health insurance as its basis.",
  "summary": "Gutverdienern bleibt bald weniger übrig: Ab 75.000 Euro brutto steigen die Sozialabgaben, ab 100.000 Euro besonders kräftig. Unser Rechner zeigt, wie viel Sie künftig mehr zahlen müssen.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}