{
  "id": 12388193,
  "title": "Dos decretos de vivienda casi idénticos: así quedan las medidas del Gobierno para intervenir el mercado del alquiler",
  "url": "https://urgent.news/2026/10/06/dos-decretos-de-vivienda-casi-identicos-asi-quedan-las-medidas-del",
  "topic": "world",
  "section": "World",
  "published": "2026-10-06T13:42:19.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/economia/2026/10/06/6ac4fa51e5fdea96648b45ab.html"
  },
  "original_language": "es",
  "account": "After the parliamentary setback on Friday, following which Prime Minister Pedro Sánchez announced the dissolution of the Cortes Generales and called for early elections on November 29, the Council of Ministers has today approved two housing decrees that failed in the Congress. According to Sánchez in a subsequent press conference at the Moncloa Palace, if the majority of Parliament spurns the citizenry on an issue like housing, the citizenry must elect a new Parliament while the government continues legislating. Sánchez expressed the government's indignation over the majority's decision and expressed hope that the Permanent Commission of Congress would at least give the green light to the first decree, which encompasses the bulk of the measures approved last week. Now, it will be the Permanent Commission of Congress that must validate or revoke the decrees within a 30-day period, starting from tomorrow, Wednesday, when both texts are published in the BOE. The government would not need the support of Junts party - as the PNV's - which has been seen as a loophole bordering on the Chamber of Deputies' regulation after deciding to conclude the legislative term. The novelties of the first housing decree The two decrees approved today by the Council of Ministers are almost identical to those rejected by the Congress on Friday, though the first introduces some nuances and additional considerations in some of its measures. Among the novelties is the quantification of zero-interest loans for purchasing the first home, with amounts up to 50,000 euros. This line, announced by the Prime Minister, would be endowed with 10,000 million euros and managed by the ICO. According to sources from the Ministry of Housing led by Isabel Rodríguez, the aim of this measure is to help people with stable incomes but no savings to access their first home property. According to Moncloa sources, this allocation was to be included in the General State Budgets for 2027 that the Ministry of Finance had already been preparing. However, faced with the electoral call, the government is guaranteeing the credit so that the Ministry of Housing can launch this program as soon as possible, explain. Also, the Social Impact Fund is endowed with an additional 400 million euros to stimulate the promotion of housing by social providers and enable financing of thousands of socially impactful properties. Another major novelty compared to the text published in the BOE on Wednesday could be found in the definition of the bailout fund to prohibit its purchase of real estate below 70% of its valuation valuation until 2028. According to government sources, the new decree tightens the conditions for purchasing real estate by bailout funds, expanding its definition and conditions to include exemptions. Until the definition is known, everything points to it leaning towards Junts' proposal made to the government last week, where it would extend to all major holders - as defined in the Housing Law - as well as credit entities and their groups whose objective is the ownership, management, or trading of real estate assets; collective investment entities and other collective investment funds; risk capital entities and other collective investment types; asset management entities, including those from bank restructuring, regardless of nationality or domicile. The second decree would not enter into force if the Permanent Commission does not validate it The government has also approved the second decree, where the automatic renewal of leases is included, barring harsh penalties for squatters who decide not to extend contracts beyond the validity period. They would need to pay their tenants a minimum of 12 months of rent for similar characteristics of accommodation. In this case, the minority government in the Permanent Commission forced the executive to delay its entry into force until after the vote, which has little chance of succeeding, according to the Prime Minister himself. Rental periods, eviction protection and fiscal package: everything that remains The rest of the measures remain the same as the Council of Ministers approved yesterday. Extension of two years in leases. As of tomorrow, tenants with lease contracts expiring before December 31, 2028 can request an initial extension of one year in their lease contracts, extendable for a second term. To request it, they must be current on rent payments and not have been late for at least eight months prior to the request. Squatters, for their part, would be obliged to accept the extraordinary extension, maintaining the terms of the current contract. That is, without raising rents. However, the decree published today in the BOE includes some exceptions. Freeze of leases. Regarding the prices of leases, the decree adopts the total freeze for contracts priced above the Ministry's own index (SERVAPI); while if it is below, the landlord can only increase by a maximum of 2% annually until the end of 2027. Moratorium on forced evictions. For funds considered bailout, no economic compensation is contemplated. In these cases, justice would have to assess whether the entity is considered speculative and proceed with the suspension of the foreclosure process.",
  "summary": "El Consejo de Ministros ha vuelto a aprobar hoy la prórroga de dos años en los alquileres, el escudo contra los desahucios y nuevas rebajas fiscales para propietarios. El segundo decreto con la renovación automática no entraría en vigor hasta su convalidación. Leer",
  "key_points": [
    "Two housing decrees approved by Council of Ministers, identical to rejected by Congress",
    "Zero-interest loans up to 50,000 euros for first-time homebuyers",
    "Automatic lease renewal extension for 12 months, with no rent increase"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}