{
  "id": 12348905,
  "title": "MediAsas basic medical insurance scheme to expand next year",
  "url": "https://urgent.news/2026/10/06/mediasas-basic-medical-insurance-scheme-to-expand-next-year-12348905",
  "topic": "health",
  "section": "Health & Medicine",
  "published": "2026-10-06T09:29:03.000Z",
  "source": {
    "name": "New Straits Times",
    "slug": "new-straits-times",
    "url": "https://www.nst.com.my/news/nation/2026/10/1549116/mediasas-basic-medical-insurance-scheme-expand-next-year"
  },
  "original_language": "en",
  "account": "GEORGE TOWN: The Malaysian government plans to broaden its basic medical insurance scheme in the coming year as part of efforts to address escalating premiums and healthcare inflation, announced Deputy Investment, Trade and Industry Minister Sim Tze Tzin. Currently in a pilot phase, the MediAsas scheme is set to be launched in the first quarter of next year. Sim, also a member of parliament for Bayan Baru, initially raised concerns about rising medical insurance premiums and private hospital charges in parliament in 2024, prompting government intervention. The primary objective of MediAsas is to provide basic medical insurance for Malaysians who can afford insurance but are now facing financial strain due to rising premiums. This initiative is part of a broader set of 12 reforms under the government's strategy to restructure private healthcare financing, which aims to tackle the root causes of increasing insurance costs. Enlarging the pool of insured individuals is seen as crucial for maintaining affordable medical coverage, as a larger pool allows for better price control. Conversely, a smaller pool would result in each insurance company creating its own limited pool. Sim emphasized that the scheme would target Malaysians who are able to afford insurance, while those unable to pay would continue to rely on public healthcare. The government's response to rising medical costs has gained momentum following Sim's parliamentary actions, leading to an investigation by the Public Accounts Committee and the publication of a comprehensive report in 2025. Sim also highlighted a collaborative effort among the Health Ministry, Bank Negara Malaysia, and the Finance Ministry to address private healthcare financing and insurance. While recognizing the complexity of the healthcare system, Sim expressed optimism about the reforms' ability to curb medical inflation and alleviate pressure on insurance premiums.",
  "summary": "GEORGE TOWN: The government will expand the basic medical insurance scheme next year as part of reforms to tackle rising premiums and healthcare inflation, says Deputy Investment, Trade and Industry Minister Sim Tze Tzin.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "New Straits Times",
        "title": "MediAsas basic medical insurance scheme to expand next year",
        "url": "https://urgent.news/2026/10/06/mediasas-basic-medical-insurance-scheme-to-expand-next-year",
        "published": "2026-10-06T09:35:43.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}