{
  "id": 12329820,
  "title": "Rs 1.2 crore in MFs: How to fund child's education?",
  "url": "https://urgent.news/2026/10/06/rs-1-2-crore-in-mfs-how-to-fund-childs-education",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-06T07:13:48.000Z",
  "source": {
    "name": "The Economic Times",
    "slug": "the-economic-times",
    "url": "https://economictimes.indiatimes.com/wealth/plan/i-will-need-rs-30-lakh-for-my-childs-studies-in-3-years-should-i-move-my-rs-1-2-crore-portfolio-to-safe-assets/articleshow/134725795.cms"
  },
  "original_language": "en",
  "account": "Pankaj Mathpal, founder of Optima Money Managers, advises that as your child's education expenses are unavoidable, preserving capital becomes more crucial than chasing higher returns. With a Rs 1.2 crore portfolio, he proposes allocating Rs 10 lakh each to an arbitrage fund, an equity savings fund, and a dynamic asset allocation fund for the next three years. This staggered approach safeguards the education corpus while permitting the rest of the portfolio to continue growing for long-term wealth creation.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}