{
  "id": 12321573,
  "title": "Penjenayah kewangan guna AI, penipuan semakin sukar dikesan, kata gabenor BNM",
  "url": "https://urgent.news/2026/10/06/penjenayah-kewangan-guna-ai-penipuan-semakin-sukar-dikesan-kata-12321573",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-06T05:55:08.000Z",
  "source": {
    "name": "Free Malaysia Today",
    "slug": "free-malaysia-today",
    "url": "https://www.freemalaysiatoday.com/category/bahasa/tempatan/2026/10/06/penjenayah-kewangan-guna-ai-penipuan-semakin-sukar-dikesan-kata-gabenor-bnm"
  },
  "original_language": "en",
  "account": "Malaysia's Financial Crime Prevention Chief Abdul Rasheed Ghaffour states that cybercriminals are increasingly leveraging artificial intelligence (AI) to automate fraud, identify vulnerabilities, and develop sophisticated cybersecurity attacks, making financial crime harder to detect. Approximately 95% of online scams involve victims who are manipulated into transferring money to the fraudsters, according to Rasheed. He notes that Interpol estimates AI-assisted fraud can generate profits four and a half times higher than traditional methods. \"With AI, it is easier for criminals to prey on and manipulate victims through social engineering techniques,\" he explains. \"This development puts us in a 'technology arms race' with criminals. As they automate fraud, we must automate detection as well.\" Speaking at the opening of the Asian Institute of Chartered Bankers' Intelligence-Led Financial Crime Prevention: The Power of Data, Insights and Collaboration seminar, Rasheed said the financial sector has successfully blocked about RM1.9 billion worth of scams in the first half of this year, exceeding the RM1.2 billion successfully thwarted throughout 2025. More than RM37 billion in assets were also successfully recovered over the past five years, alongside several complex and high-profile financial crime cases, including those involving multiple agencies. \"These achievements prove the success of joint efforts nationwide,\" Rasheed remarks. He attributes Malaysia's progress in combating financial crime over the past 25 years to strong legislation, institutions, and a deeper understanding of risk and mitigation approaches. Several amendments to the Prevention of Money Laundering Act, Prevention of Terrorism Financing Act, Prevention of Money Laundering and Financing of Prohibited Activities and Proceedings Act 2001, and other primary laws have strengthened the country's ability to investigate, prosecute, and recover stolen assets. Malaysia has also established several platforms for coordination and risk sharing, including the National Financial Crime Prevention Center, National Scam Response Center, Multi-Agency Task Force, National Fraud Portal, and MyFINet. Rasheed says the country now has over 27,000 financial and non-financial institutions supporting technology-based monitoring. \"All these efforts strengthen our response to financial crime and reflect our understanding that no single institution can tackle this threat alone,\" he concludes.",
  "summary": "Abdul Rasheed Ghaffour berkata penjenayah kini memanfaatkan AI untuk mengautomasikan penipuan dan memperhebat serangan siber.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Free Malaysia Today",
        "title": "Penjenayah kewangan guna AI, penipuan semakin sukar dikesan, kata gabenor BNM",
        "url": "https://urgent.news/2026/10/06/penjenayah-kewangan-guna-ai-penipuan-semakin-sukar-dikesan-kata",
        "published": "2026-10-06T05:55:08.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}