{
  "id": 12119780,
  "title": "Unicaja eleva al 2,55% la remuneración de su cuenta digital",
  "url": "https://urgent.news/2026/10/05/unicaja-eleva-al-2-55-la-remuneracion-de-su-cuenta-digital",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-05T09:33:54.000Z",
  "source": {
    "name": "Expansion ES",
    "slug": "expansion-es",
    "url": "https://www.expansion.com/ahorro/2026/10/05/6ac36e88468aeb0f118b4593.html"
  },
  "original_language": "es",
  "account": "Unicaja has increased the annual equivalent interest rate (TAE) on its digital account to 2.55% for new clients. This remuneration is applicable to average balances up to 50,000 euros, and no income depositing or additional product requirements are necessary for access. The account is free of maintenance or administration fees and includes a complimentary debit card. The remuneration will be paid out monthly and guaranteed until March 31, 2027, for accounts opened between October 1, 2026, and January 31, 2027. Customers can access their funds at any time and perform standard and immediate euro transfers through digital banking, the mobile application, or the bank's ATMs. The account also allows for the receipt of national cheques in euros and access to digital banking. Enrollment is entirely digital, eliminating the need for in-person visits to a branch. This offer targets both individuals and freelancers who become new Unicaja clients. Additionally, the Online Account can be combined with promotions offered by the institution for those who deposit wages, pensions, or freelance fees, as well as for those who activate and use Bizum, provided they meet the conditions set in each campaign. This offer is part of Unicaja's transformation of retail banking, focusing on enhancing customer experience, boosting digital capabilities, and strengthening relationships. Along with the improvement of the Online Account, Unicaja has renewed its promotion for first-time or returning deposits of wages, pensions, or freelance fees by individuals or freelancers in the bank or after at least 12 months. This incentive will be paid out monthly as long as the client maintains the deposit and meets campaign conditions, for a maximum of 12 months. The promotion does not require permanence and, therefore, does not include penalties for early cancellation. The maximum amounts for incentives for incomes between 600 and 1,199 euros are 350 euros gross, distributed in 12 monthly payments; and 450 euros gross for amounts above 1,200 euros. The promotion will be valid until January 31, 2027, and can be contracted through digital banking or at Unicaja branches.",
  "summary": "Oferta para nuevos clientes. Leer",
  "key_points": [
    "Unicaja raises digital account interest rate to 2.55% for new clients",
    "Rate applies to balances up to 50,000 euros with no deposit fees",
    "Offer valid until March 31, 2027 for accounts opened in October 2026-January 2027"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}