{
  "id": 12099789,
  "title": "AI can pick funds, but it can't stop panic selling",
  "url": "https://urgent.news/2026/10/05/ai-can-pick-funds-but-it-cant-stop-panic-selling",
  "topic": "ai",
  "section": "AI",
  "published": "2026-10-05T01:00:00.000Z",
  "source": {
    "name": "The Economic Times",
    "slug": "the-economic-times",
    "url": "https://economictimes.indiatimes.com/wealth/invest/ai-can-pick-the-fund-but-can-it-stop-you-from-selling-at-the-bottom/articleshow/134652378.cms"
  },
  "original_language": "en",
  "account": "Recent articles have highlighted the 'AI rollup' business strategy, which involves acquiring stable but unremarkable businesses, introducing artificial intelligence to streamline operations, and subsequently selling the company for a profit. This approach has been embraced by private equity firms and other investors.\n\nWhile AI can indeed optimize business operations by reducing administrative effort and increasing margins, it cannot sustain a business over time. Human intervention is still necessary for daily management and firefighting.\n\nSimilarly, AI tools marketed to retail investors promise to improve investment decisions. These tools can analyze large volumes of data, decipher complex fund marketing material, and simplify information into understandable formats. However, their real utility lies in the acquisition and exit stages of an investment cycle.\n\nThe critical challenge for investors, akin to business acquirers, emerges during the holding period. Investors must navigate market downturns and resist emotional reactions to market fluctuations. The tools aimed at investors primarily assist with choosing funds and exiting investments, but they fail to address the human element of maintaining discipline and patience during volatile market conditions.\n\nStudies have consistently shown that investors' returns tend to lag behind the performance of the funds they invest in, primarily due to emotional decision-making in response to market events. The real challenge of investing lies within the domain of human emotions and attitudes, a factor that AI cannot address. Therefore, while leveraging AI tools is beneficial, investors must remember that discipline and patience are indispensable tools for achieving long-term success in investing.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}