{
  "id": 12049649,
  "title": "Don’t skimp on third-party insurance, and think twice about Waze, Consul General tells Malaysians driving to Thailand",
  "url": "https://urgent.news/2026/10/05/dont-skimp-on-third-party-insurance-and-think-twice-about-waze-consul",
  "topic": "world",
  "section": "World",
  "published": "2026-10-05T01:26:08.000Z",
  "source": {
    "name": "Malay Mail",
    "slug": "malay-mail",
    "url": "https://www.malaymail.com/news/malaysia/2026/10/05/dont-skimp-on-third-party-insurance-and-think-twice-about-waze-consul-general-tells-malaysians-driving-to-thailand/237712"
  },
  "original_language": "en",
  "account": "Malaysians who drive into Thailand are urged to secure insurance policies that cover third-party claims in case of road accidents, according to the Consul General of Malaysia in Songkhla, Ahmad Fahmi Ahmad Sarkawi. He emphasized the importance of such coverage, as compensation costs can be substantial in cases where the Malaysian driver is responsible for injuries or fatalities. The compensation amounts are significant and can be a heavy burden without adequate insurance.\n\nDuring a courtesy call at the Consulate General of Malaysia in Songkhla, Ahmad Fahmi recounted instances where Malaysian drivers involved in accidents in Thailand were found to lack sufficient funds to pay compensation, as their insurance only covered hospital medical expenses. He also advised Malaysians to obtain coverage for vehicle damage caused by natural disasters.\n\nFurthermore, Ahmad Fahmi cautioned Malaysians against traveling at night, especially in high-risk areas such as Pattani, Yala, and Narathiwat, due to security incidents in the southern Thai provinces. He recommended using Apple Maps or Google Maps for travel in southern Thailand, suggesting that these navigation apps are safer alternatives to Waze. Waze might direct road users through shortcuts into villages and hilly areas, posing potential dangers.",
  "summary": "SONGKHLA, Oct 5 — Malaysians driving their own vehicles into Thailand are advised to obtain insurance coverage tha...",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "The Thaiger",
        "title": "Thailand launches disaster insurance for 30 million households",
        "url": "https://urgent.news/2026/10/03/thailand-launches-disaster-insurance-for-30-million-households",
        "published": "2026-10-03T04:00:14.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}