{
  "id": 12036608,
  "title": "Can young Indonesians still afford home?",
  "url": "https://urgent.news/2026/10/02/can-young-indonesians-still-afford-home-12036608",
  "topic": "business",
  "section": "Business",
  "published": "2026-10-02T23:58:22.000Z",
  "source": {
    "name": "The Jakarta Post Academia",
    "slug": "the-jakarta-post-academia",
    "url": "https://www.thejakartapost.com/opinion/2026/10/03/can-young-indonesians-still-afford-home.html"
  },
  "original_language": "en",
  "account": "Indonesian youth are not giving up on the dream of owning a home, despite it becoming increasingly unaffordable. The culture of private landed homes, with terraces and parking spaces, holds deep significance in the country. However, the younger generation faces affordability challenges that have forced them to explore modern co-living solutions.\n\nCo-living arrangements offer a way to balance privacy, contemporary amenities, and communal living. These arrangements include serviced properties with fully equipped kitchens, co-working spaces, landscaped rooftops, and on-site hospitality. While co-living fees might be similar to entry-level suburban mortgages, occupancy rates in these properties typically average 85 percent.\n\nThe traditional community-based housing system, known as 'kost', is also gaining popularity. Kost are low-rise compounds housing multiple private rooms, offering budget-conscious accommodation in central locations. This system bridges the gap between costly isolated apartments and remote landed houses.\n\nDespite the challenges, 80 percent of surveyed Gen Z and Millennial residents in Greater Jakarta maintain optimism about securing a home within the next decade. The aspirations for property ownership remain strong; the only change is the timeline and method of achieving it. Time has become the most valuable asset for young professionals, and they are seeking alternatives that allow them to live well now while saving for the future.",
  "summary": "Priced out of traditional landed homes, young Indonesians aren't abandoning their ownership dream—they’re rewriting the rules through modern co-living to protect both their savings and their time.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "The Jakarta Post",
        "title": "Can young Indonesians still afford home?",
        "url": "https://urgent.news/2026/10/02/can-young-indonesians-still-afford-home",
        "published": "2026-10-02T23:58:22.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}