{
  "id": 11741279,
  "title": "Here's the Max Social Security Benefit at Age 62 -- and How to Get It",
  "url": "https://urgent.news/2026/10/03/heres-the-max-social-security-benefit-at-age-62-and-how-to-get-it",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-03T18:00:00.000Z",
  "source": {
    "name": "Motley Fool",
    "slug": "motley-fool",
    "url": "https://www.fool.com/retirement/2026/10/03/heres-the-max-social-security-benefit-at-age-62/?source=iedfolrf0000001"
  },
  "original_language": "en",
  "account": null,
  "summary": "Social Security benefits can be claimed starting at age 62, but this is considered an early claim, resulting in a reduced benefit. The maximum benefit at 62 is $2,969, according to Motley Fool. This is lower than the maximum benefit at full retirement age, which is $4,152, and the maximum benefit of $5,181 that can be collected at age 70.\n\nThe benefit amount is based on average wages during the 35 highest-earning years. To maximize monthly income and earn the full $2,969 available at 62, one would need to meet specific earnings requirements, as reported by Motley Fool.\n\nDebt among older Americans is rising, with more households carrying debt and borrowing larger amounts, as reported by MarketWatch and MarketWatch Top.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Nasdaq Markets",
        "title": "Here's the Max Social Security Benefit at Age 62 -- and How to Get It",
        "url": "https://urgent.news/2026/10/03/heres-the-max-social-security-benefit-at-age-62-and-how-to-get-it-11749008",
        "published": "2026-10-03T18:20:00.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}