{
  "id": 11589123,
  "title": "„Cash only“ verlangt: Mehr als jeder Zweite scheitert beim bargeldlosen Bezahlen",
  "url": "https://urgent.news/2026/10/03/cash-only-verlangt-mehr-als-jeder-zweite-scheitert-beim-bargeldlosen",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-03T03:00:31.000Z",
  "source": {
    "name": "Handelsblatt",
    "slug": "handelsblatt",
    "url": "https://www.handelsblatt.com/politik/deutschland/cash-only-verlangt-mehr-als-jeder-zweite-scheitert-beim-bargeldlosen-bezahlen/100259452.html"
  },
  "original_language": "de",
  "account": "More than half of German adults failed at least once in 2023 to make a cashless payment when they preferred to do so, according to YouGov survey for Genoverband. This is an increase from 45% in 2021. Of those who had to pay with cash due to their plan, many reported between two and five instances in the year. In August, a representative sample of 1,534 adults was surveyed.\n\nGermany's Finance Minister Lars Klingbeil (SPD) wants shops and restaurants to be required to accept payments in addition to cash, via card or smartphone. The goal of the financial ministry is to have a bill passed in the cabinet by this year and implemented in 2027. Digital payments have advantages for the state, as they are always documented, making tax evasion and money laundering more difficult.\n\nA majority of board members in the Volksbanker cooperative, representing all states except Bavaria and Baden-Württemberg, support a compulsory acceptance of card payments and digital payments, with 77% of 196 surveyed board members agreeing. However, nearly half (49%) also support making cash compulsory up to a certain limit. Genoverband CEO Michael Hoeck argues that smartphones and cards are increasingly central to banking and payments, but people still want the option of cash. Of the surveyed consumers, four out of ten expect their personal cash usage to decrease in the coming years, while 20% or 21% expect it to stay the same or increase slightly. Six percent expect to pay more often with cash. Correspondingly, 49% of respondents would like to pay more frequently with card or smartphone if there were more options and if they could withdraw cash at the checkout or have better visibility of where cashless payments are possible.",
  "summary": "Viele Verbraucher würde gerne noch häufiger mit Karte oder Smartphone zahlen. Doch manche Geschäfte oder Restaurants nehmen nur Bargeld. Ein Vorstoß des Finanzministers kommt bei Volksbanken gut an.",
  "key_points": [
    "51% of German adults failed cashless payments in 2023",
    "Finance Minister Lars Klingbeil pushes for cash acceptance in shops",
    "77% of Volksbanker board members support compulsory card payments"
  ],
  "editors_take": "The rising failure rate of cashless payments in Germany is likely to bolster the push for a bill requiring shops and restaurants to accept card or smartphone payments alongside cash.",
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}