{
  "id": 11453686,
  "title": "How pensioners can apply for PTAD’s health insurance scheme",
  "url": "https://urgent.news/2026/10/02/how-pensioners-can-apply-for-ptads-health-insurance-scheme-11453686",
  "topic": "health",
  "section": "Health & Medicine",
  "published": "2026-10-02T14:08:52.000Z",
  "source": {
    "name": "Punch Nigeria",
    "slug": "punch-nigeria",
    "url": "https://punchng.com/how-pensioneers-can-apply-for-ptads-health-benefit-programme/"
  },
  "original_language": "en",
  "account": "The Pension Transitional Arrangement Directorate (PTAD) has opened registration for its health benefit program for Federal Defined Benefits Scheme (DBS) pensioners. Eligible pensioners can register through the PTAD Health Insurance Scheme (PHIS) online portal, where they can complete enrollment and access healthcare services. PTAD informed pensioners via their X handle that registration is now open and directed them to the official portal (https://phis.ptad.gov.ng) to sign up.\n\nTo register, pensioners must log in using their PTAD pension number and surname. First-time users need to complete an identity verification process, which includes taking a live selfie with a smartphone that has a front-facing camera. Applicants must also provide personal information, including their address, emergency contact, next-of-kin details, and preferred hospital. If available, the National Identification Number (NIN) should be included. After filling in the required information, applicants can submit their enrolment for processing.\n\nPTAD states that approved applicants will receive notifications via SMS and email, along with instructions on accessing their National Health Insurance Authority (NHIA) card. The health benefit gives eligible pensioners access to healthcare through NHIA-approved hospitals and facilities across Nigeria. The scheme is exclusively for eligible pensioners and cannot be transferred to spouses, dependents, or caregivers.\n\nPensioners requiring assistance with the registration process can visit a PTAD state office, where PHIS-trained officers offer support. PTAD advises eligible pensioners to complete registration through the designated portal and ensure accurate information is provided during enrolment. Registration is free, and there is no cost associated with joining the PTAD Health Insurance Scheme (PHIS).",
  "summary": "The Pension Transitional Arrangement Directorate has opened registration for its health benefit programme for eligible Federal Defined Benefits Scheme pensioners. The registration is being conducted through the PTAD Health Insurance Scheme online portal, where pensioners can complete their enrolment and access the healthcare benefit. In a post on its X handle on Friday, PTAD posted, Read More:…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 2,
    "also_reported_by": [
      {
        "outlet": "Punch",
        "title": "How pensioners can apply for PTAD’s health insurance scheme",
        "url": "https://urgent.news/2026/10/02/how-pensioners-can-apply-for-ptads-health-insurance-scheme",
        "published": "2026-10-02T13:56:53.000Z"
      }
    ]
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}