{
  "id": 11228779,
  "title": "Average long-term US mortgage rate churns upward to its highest level in nearly 3 years at 7.28%",
  "url": "https://urgent.news/2026/10/01/average-long-term-us-mortgage-rate-churns-upward-to-its-highest-level",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-10-01T16:06:26.000Z",
  "source": {
    "name": "Winnipeg Free Press",
    "slug": "winnipeg-free-press",
    "url": "https://www.winnipegfreepress.com/business/2026/10/01/average-long-term-us-mortgage-rate-churns-upward-to-its-highest-level-in-nearly-3-years-at-7-28"
  },
  "original_language": "en",
  "account": "U.S. mortgage rates surged this week, reaching their highest point in nearly three years at 7.28%, according to Freddie Mac. The benchmark 30-year fixed-rate mortgage climbed from 7.03% last week, while the average 15-year fixed-rate mortgage rate rose to 6.60% from 6.42%. This marks the sixth consecutive week of rate increases. A year ago, the 30-year fixed-rate mortgage averaged 6.34%, and the 15-year rate was 5.55%.",
  "summary": null,
  "key_points": [
    "U.S. mortgage rates hit 7.28%, highest in nearly 3 years",
    "30-year fixed-rate mortgage climbed from 7.03% last week",
    "15-year rate rose to 6.60% from 6.42%"
  ],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}