{
  "id": 10926222,
  "title": "American Express Equips Corporate Card Program With New Spend Controls",
  "url": "https://urgent.news/2026/09/30/american-express-equips-corporate-card-program-with-new-spend-controls",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-09-30T11:00:58.000Z",
  "source": {
    "name": "PYMNTS",
    "slug": "pymnts",
    "url": "https://www.pymnts.com/spend-management/2026/american-express-equips-corporate-card-program-with-new-spend-controls/"
  },
  "original_language": "en",
  "account": "American Express has unveiled an advanced version of its Amex Corporate card program, highlighting enhanced visibility, control, and flexibility in managing corporate card spending. The new program integrates the Amex Corporate Cashback Cards with an integrated Expense Management software, a new Expense mobile app, and American Express' global service. This comprehensive solution allows businesses to set specific parameters for card usage, providing greater control over spending. The Expense Management software consolidates card management, transaction data, program controls, and expense workflows. The new Amex Expense mobile app will automatically generate expense submissions as purchases are made. Later this year, American Express plans to introduce AI agents to the software, including an expense agent to assist with expense submissions and an insights agent to answer finance teams' questions about company spending. Raymond Joabar, group president of global commercial services at American Express, stated that nearly 90% of surveyed businesses believe their growth depends on better understanding employee spending. The new features aim to help businesses track spending, save time, and streamline operations with the reliability and service of American Express. According to the PYMNTS Intelligence report \"SMB Growth Monitor: How Firms Use and Choose Credit Cards,\" 15.7% of small and medium-sized businesses cited \"better card and spending analytics\" as a key factor influencing their primary card choice, and 13.8% mentioned \"allows for better expense management.\" In July, American Express reported a 5% increase in commercial billed business during the second quarter, with growth rates for U.S. small to medium-sized businesses and large/global corporations matching each other. In September, American Express began piloting a new expense management platform for middle-market customers, facing competitive pressure from FinTech providers. On September 16, American Express introduced a new high-yield Business Savings account as part of its strategy to offer integrated financial solutions to Amex Business membership. Customers can now apply for Business Savings, Business Checking, or both through a single application, and manage their banking alongside their American Express card products online or through the Amex App.",
  "summary": "American Express has launched the next generation of Amex Corporate, saying the program offers businesses greater visibility, control and flexibility across all aspects of card spend management. Amex Corporate brings together the new American Express Corporate Cashback Cards, integrated Expense Management software, a new Amex Expense mobile app and American Express’ global service, the company…",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}