{
  "id": 1043949,
  "title": "SoFi Stock Keeps Falling Despite ‘Exceptional’ Earnings. What It Would Take to Move SOFI Again.",
  "url": "https://urgent.news/2026/08/14/sofi-stock-keeps-falling-despite-exceptional-earnings-what-it-would",
  "topic": "finance",
  "section": "Finance & Markets",
  "published": "2026-08-14T11:30:02.000Z",
  "source": {
    "name": "Yahoo Finance",
    "slug": "yahoo-finance",
    "url": "https://finance.yahoo.com/markets/stocks/articles/sofi-stock-keeps-falling-despite-113002903.html"
  },
  "original_language": "en",
  "account": "SoFi (SOFI) shares continue to decline in 2026 despite delivering strong earnings. The company's CEO, Anthony Noto, described Q2 as an \"exceptional\" quarter, driven by a million new members, higher product cross-sell, and record loan originations. Yet, the market has not responded favorably to these metrics, with the stock down over 30% year-to-date. Despite the disconnect between earnings and stock price, SoFi's outlook remains optimistic, with management projecting 1 million SoFi Plus subscribers and a potential $120 million annualized recurring revenue run rate. The company raised its full-year revenue guidance but held off on increasing EBITDA guidance, citing expectations of two interest rate hikes this year. SoFi's improvement in credit quality and its attractive valuation, with a price-to-book value of under 2.1x, suggest potential upside. However, the macro environment, including inflation and expectations of rate hikes, continues to weigh on the stock.",
  "summary": null,
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}