{
  "id": 1017099,
  "title": "I'm 76 and can't afford to stop working full time. Caring for my brother costs $10,000 a month.",
  "url": "https://urgent.news/2026/08/15/im-76-and-cant-afford-to-stop-working-full-time-caring-for-my-brother",
  "topic": "business",
  "section": "Business",
  "published": "2026-08-15T10:13:01.000Z",
  "source": {
    "name": "Business Insider",
    "slug": "business-insider",
    "url": "https://www.businessinsider.com/long-term-care-housing-adu-caregiving-working-full-time-2026-8"
  },
  "original_language": "en",
  "account": "Fran Judd, a 76-year-old physical therapist in Sonoma County, California, juggles two full-time jobs to support her 85-year-old brother and daughter with disabilities. Her brother, who suffers from a deteriorating neurological condition, resides in an ADU behind their home. After moving in in 2021, he required constant care as his health rapidly declined. After exhausting long-term care insurance, Judd began hiring caregivers, spending between $30 and $45 per hour for eight hours of daily care, costing between $6,000 and $10,000 a month. Upon his move to a senior community in 2023, Judd continued paying for his care, as well as providing additional support to her daughter, who also has disabilities. Judd's brother's medical issues led him to multiple hospitalizations, but the facilities he was placed in failed to meet his needs, resulting in a recurring cycle of relocations. To date, Judd has invested significant time, energy, and personal finances into her brother's care without finding a suitable long-term solution, as he remains ineligible for affordable Medi-Cal coverage.",
  "summary": "Fran Judd works full-time at 76 while caring for her disabled daughter and helping pay for her 85-year-old brother's long-term care.",
  "key_points": [],
  "editors_take": null,
  "illustration": null,
  "coverage": {
    "outlets": 1,
    "also_reported_by": []
  },
  "ai_generated": true,
  "disclaimer": "Summaries, key points and the editor’s take are written by software from other outlets’ reporting and may contain errors — always check the linked original."
}